Firestone local directory

Auto insurance guidance for Firestone, CO.

Choose a focused insurance need, review the available local context, and prepare the details an eligible licensed provider may request.

Local context · 33 focused insurance topics
Blue car on an open road representing coverage planning in Firestone
Your location, driving needs, and coverage questions in one place.

How to use the local evidence

Census geography: Firestone town, Colorado · place. County/equivalent context: Weld County. These boundaries need not match a postal address or neighborhood.

Published count margins of error: population ±27; households ±269; car commuters ±543. These are not percentage confidence intervals. Age-group margins of error are not shown.

Work travel in Firestone

The 2024 ACS five-year estimate for Firestone town, Colorado reports 7,817 of 9,967 workers commuting by car, truck or van (78.4%). These are community estimates, not individual application facts, policy counts or insurance prices.

Household vehicle access in Firestone

The 2024 ACS five-year estimate for Firestone town, Colorado reports 91 households with no vehicle available, out of 6,323 households (1.4%). These are community estimates, not individual application facts, policy counts or insurance prices.

Housing and garaging questions in Firestone

The 2024 ACS five-year estimate for Firestone town, Colorado reports 5,138 owner-occupied and 1,185 renter-occupied homes, out of 6,323 occupied homes. These are community estimates, not individual application facts, policy counts or insurance prices.

ACS five-year figures are survey estimates over a period, not live counts. Do not use small differences to rank cities, or treat an estimated zero as proof that no residents fit a category. County hazard and event records can span areas outside the city. No community measure is used here to set a personal premium. Sources and editorial methodology

How to use the local evidence

Workers commuting by car, truck or van — Firestone

7,817 of 9,967 in the relevant ACS survey universe (78.4%). Among 31 source-qualified place communities in Colorado with at least 20,000 residents, the median share is 71.8%. The Firestone estimate differs by 6.6 percentage points above that median. This is an unweighted comparison of community estimates, not the statewide population share or a statistically tested difference. Source: 2024 ACS five-year estimates for Firestone town, Colorado. For your repair plan, note whether another household vehicle is actually available during a claim. Compare a deductible you could fund with rental-transport limits and your actual commute; the survey does not measure crashes or driving miles.

Households with no vehicle available — Firestone

91 of 6,323 in the relevant ACS survey universe (1.4%). Among 31 source-qualified place communities in Colorado with at least 20,000 residents, the median share is 4.4%. The Firestone estimate differs by 3.0 percentage points below that median. This is an unweighted comparison of community estimates, not the statewide population share or a statistically tested difference. Source: 2024 ACS five-year estimates for Firestone town, Colorado. A household without a vehicle may use transit, rentals or borrowed cars, and may not need auto insurance at all. If you do drive, list the owner and regular availability of each vehicle. Household access can matter more to a provider’s eligibility questions than the population percentage.

Households with two or more vehicles available — Firestone

4,877 of 6,323 in the relevant ACS survey universe (77.1%). Among 31 source-qualified place communities in Colorado with at least 20,000 residents, the median share is 63.1%. The Firestone estimate differs by 14.0 percentage points above that median. This is an unweighted comparison of community estimates, not the statewide population share or a statistically tested difference. Source: 2024 ACS five-year estimates for Firestone town, Colorado. Use a separate line for every vehicle’s owner, regular driver, garaging address, limits and deductible. Compare equivalent combined and separate proposals. This household count neither identifies insured vehicles nor proves that a multi-car discount is available.

ACS five-year figures are survey estimates over a period, not live counts. Do not use small differences to rank cities, or treat an estimated zero as proof that no residents fit a category. County hazard and event records can span areas outside the city. No community measure is used here to set a personal premium. Sources and editorial methodology

CityFirestone
StateColorado · CO
CountyWeld County
ACS 2024 population18,049

Source-dated local context

Weather and hazard context for vehicles in Firestone

County-level history can help drivers ask better questions about comprehensive coverage, deductibles, glass protection, roadside assistance, storage, and claim preparation. These public datasets do not predict an individual loss or insurance price.

ACS population18,0492024 five-year estimate
Car, truck, or van78.4%Share of workers' commute modes
No vehicle available1.4%Share of households
Tornado risk percentile91.8FEMA county context
Hail risk percentile86.1FEMA county context
Wildfire risk percentile70.6FEMA county context
Inland flood risk percentile44.6FEMA county context

Recorded NOAA storm-event summary

Hail431 events in the available 10-year summary · latest 2025
Thunderstorm Wind109 events in the available 10-year summary · latest 2025
Tornado34 events in the available 10-year summary · latest 2025
Flash Flood12 events in the available 10-year summary · latest 2025
Flood7 events in the available 10-year summary · latest 2025

FEMA NRI release: December 2025 · NOAA summary includes records through 2025. Always confirm current requirements and coverage terms with an authorized state regulator or licensed provider.

Insurance topics

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Local guide FAQ

Questions about the Firestone context

Does living in Firestone determine my auto-insurance price?

No single location fact determines a premium. Providers may evaluate garaging location alongside driver, vehicle, coverage, mileage, history, and other permitted rating information.

How is the Firestone context sourced?

The evidence panel identifies source-dated Census, FEMA, and NOAA context and separates it from individual pricing.

Where can I confirm rules that apply in Colorado?

Follow the official state regulator and motor-vehicle sources from the state guide and ask a licensed provider to confirm current requirements and policy terms.

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