Devine local directory

Auto insurance guidance for Devine, TX.

Choose a focused insurance need, review the available local context, and prepare the details an eligible licensed provider may request.

Local context · 33 focused insurance topics
Blue car on an open road representing coverage planning in Devine
Your location, driving needs, and coverage questions in one place.

How to use the local evidence

Census geography: Devine city, Texas · place. County/equivalent context: Medina County. These boundaries need not match a postal address or neighborhood.

Published count margins of error: population ±33; households ±213; car commuters ±276. These are not percentage confidence intervals. Age-group margins of error are not shown.

Work travel in Devine

The 2024 ACS five-year estimate for Devine city, Texas reports 1,665 of 1,880 workers commuting by car, truck or van (88.6%). These are community estimates, not individual application facts, policy counts or insurance prices.

Household vehicle access in Devine

The 2024 ACS five-year estimate for Devine city, Texas reports 170 households with no vehicle available, out of 1,859 households (9.1%). These are community estimates, not individual application facts, policy counts or insurance prices.

Housing and garaging questions in Devine

The 2024 ACS five-year estimate for Devine city, Texas reports 1,274 owner-occupied and 585 renter-occupied homes, out of 1,859 occupied homes. These are community estimates, not individual application facts, policy counts or insurance prices.

ACS five-year figures are survey estimates over a period, not live counts. Do not use small differences to rank cities, or treat an estimated zero as proof that no residents fit a category. County hazard and event records can span areas outside the city. No community measure is used here to set a personal premium. Sources and editorial methodology

How to use the local evidence

Workers commuting by car, truck or van — Devine

1,665 of 1,880 in the relevant ACS survey universe (88.6%). Among 144 source-qualified place communities in Texas with at least 20,000 residents, the median share is 84.5%. The Devine estimate differs by 4.1 percentage points above that median. This is an unweighted comparison of community estimates, not the statewide population share or a statistically tested difference. Source: 2024 ACS five-year estimates for Devine city, Texas. For your repair plan, note whether another household vehicle is actually available during a claim. Compare a deductible you could fund with rental-transport limits and your actual commute; the survey does not measure crashes or driving miles.

Households with no vehicle available — Devine

170 of 1,859 in the relevant ACS survey universe (9.1%). Among 144 source-qualified place communities in Texas with at least 20,000 residents, the median share is 4.8%. The Devine estimate differs by 4.3 percentage points above that median. This is an unweighted comparison of community estimates, not the statewide population share or a statistically tested difference. Source: 2024 ACS five-year estimates for Devine city, Texas. A household without a vehicle may use transit, rentals or borrowed cars, and may not need auto insurance at all. If you do drive, list the owner and regular availability of each vehicle. Household access can matter more to a provider’s eligibility questions than the population percentage.

Households with two or more vehicles available — Devine

1,004 of 1,859 in the relevant ACS survey universe (54.0%). Among 144 source-qualified place communities in Texas with at least 20,000 residents, the median share is 61.2%. The Devine estimate differs by 7.2 percentage points below that median. This is an unweighted comparison of community estimates, not the statewide population share or a statistically tested difference. Source: 2024 ACS five-year estimates for Devine city, Texas. Use a separate line for every vehicle’s owner, regular driver, garaging address, limits and deductible. Compare equivalent combined and separate proposals. This household count neither identifies insured vehicles nor proves that a multi-car discount is available.

ACS five-year figures are survey estimates over a period, not live counts. Do not use small differences to rank cities, or treat an estimated zero as proof that no residents fit a category. County hazard and event records can span areas outside the city. No community measure is used here to set a personal premium. Sources and editorial methodology

CityDevine
StateTexas · TX
CountyMedina County
ACS 2024 population4,476

Source-dated local context

Weather and hazard context for vehicles in Devine

County-level history can help drivers ask better questions about comprehensive coverage, deductibles, glass protection, roadside assistance, storage, and claim preparation. These public datasets do not predict an individual loss or insurance price.

ACS population4,4762024 five-year estimate
Car, truck, or van88.6%Share of workers' commute modes
No vehicle available9.1%Share of households
Strong wind risk percentile75.1FEMA county context
Wildfire risk percentile74.4FEMA county context
Tornado risk percentile71.6FEMA county context
Hail risk percentile70.5FEMA county context

Recorded NOAA storm-event summary

Hail54 events in the available 10-year summary · latest 2025
Thunderstorm Wind26 events in the available 10-year summary · latest 2025
Flash Flood9 events in the available 10-year summary · latest 2025
Flood1 events in the available 10-year summary · latest 2018
Tornado1 events in the available 10-year summary · latest 2021

FEMA NRI release: December 2025 · NOAA summary includes records through 2025. Always confirm current requirements and coverage terms with an authorized state regulator or licensed provider.

Insurance topics

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Local guide FAQ

Questions about the Devine context

Does living in Devine determine my auto-insurance price?

No single location fact determines a premium. Providers may evaluate garaging location alongside driver, vehicle, coverage, mileage, history, and other permitted rating information.

How is the Devine context sourced?

The evidence panel identifies source-dated Census, FEMA, and NOAA context and separates it from individual pricing.

Where can I confirm rules that apply in Texas?

Follow the official state regulator and motor-vehicle sources from the state guide and ask a licensed provider to confirm current requirements and policy terms.

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